Grow Your Wealth With Consumer Credit

Gain exposure to a professionally managed portfolio, backed by thousands of consumer loans, seeking 14-17% annual returns.

TVL

$6.07M

APY

15.5%

Revenue

$469.48k

Diversify Your Portfolio

Tap into an Institutional-Grade Asset Class

The consumer credit market has delivered strong returns to Wall Street investors for over 50 years.

Legacy App

14.00% - 17.00%

Target APY

Autocompounding

For maximum growth

24/7 Liquidity

Via Secondary Markets

Live now

On Ethereum

Built For Institutions, Perfect For Retail

Earning Has Never Been Simpler

Start earning steady, risk-adjusted returns today — just deposit USDC.

Step 1

Deposit

Deposit your stablecoins into Zivoe and receive zveUSD.

Step 2

Earn

zveUSD automatically grows in value as interest is earned.

Step 3

Cashout

Swap your zveUSD back for stablecoins at any time.

Meet the Portfolio Behind the Performance

Invest with confidence in a well-diversified portfolio of retail loans.

Lent so far

$6,000,000

Average Loan Size

$2k-$10k

Geogragphy

Americas

Wall Street-Grade Security

Rest Easy, Knowing Your Assets Are Protected

Bankruptcy Remote

Zivoe's portfolio is held by a bankruptcy-remote special purpose vehicle, ensuring our client's assets remain protected.

Custody Solutions

Zivoe is integrated with industry-leading crypto custodians, offering an easy and secure way to deposit funds and manage positions.

Driven by Experience. Powered by Collaboration.

Zivoe is run by a team of industry veterans and supported by world-class partners in finance, security, and compliance.


Interested in working together?

Let's Talk

Experienced Leadership

Our team combines expertise from leading financial institutions and DeFi protocols.

Audited by Top Security Firms

We work with industry-leading auditors to ensure our platform is secure and reliable.

Compliance-First Approach

We collaborate with Securitize and Chainalysis to ensure we meet the highest standards of regulatory compliance.

Collaborating with Industry Leaders

We are proud to work with top-tier partners across the DeFi ecosystem to deliver the best results for our clients.

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©Zivoe 2025. All Right Reserved.

Zivoe is a technology services provider. Use of the Zivoe Protocol involves risks, including but not limited to the potential loss of digital assets. Before using the Zivoe Protocol, you should review our documentation to ensure you understand how the Protocol works. As described in our Terms, the Zivoe Protocol is provided on an “as is” and “as available” basis, at your own risk. We explicitly disclaim any representation or warranties of any kind relating to the Protocol, and no developer or entity will be liable for claims or damages of any kind associated with use or inability to use the Protocol.