Grow Your Wealth With Consumer Credit
Gain exposure to a professionally managed portfolio, backed by thousands of consumer loans, seeking 14-17% annual returns.
TVL
$6.07M
APY
15.5%
Revenue
$469.48k
Diversify Your Portfolio
Tap into an Institutional-Grade Asset Class
The consumer credit market has delivered strong returns to Wall Street investors for over 50 years.
14.00% - 17.00%
Target APY
Autocompounding
For maximum growth
24/7 Liquidity
Via Secondary Markets
Live now
On Ethereum
Built For Institutions, Perfect For Retail
Earning Has Never Been Simpler
Start earning steady, risk-adjusted returns today — just deposit USDC.
Step 1
Deposit
Deposit your stablecoins into Zivoe and receive zveUSD.
Step 2
Earn
zveUSD automatically grows in value as interest is earned.
Step 3
Cashout
Swap your zveUSD back for stablecoins at any time.
Meet the Portfolio Behind the Performance
Invest with confidence in a well-diversified portfolio of retail loans.
Lent so far
$6,000,000
Average Loan Size
$2k-$10k
Geogragphy
Americas
Wall Street-Grade Security
Rest Easy, Knowing Your Assets Are Protected
Bankruptcy Remote
Zivoe's portfolio is held by a bankruptcy-remote special purpose vehicle, ensuring our client's assets remain protected.
Custody Solutions
Zivoe is integrated with industry-leading crypto custodians, offering an easy and secure way to deposit funds and manage positions.
Driven by Experience. Powered by Collaboration.
Zivoe is run by a team of industry veterans and supported by world-class partners in finance, security, and compliance.
Interested in working together?
Experienced Leadership
Our team combines expertise from leading financial institutions and DeFi protocols.
Audited by Top Security Firms
We work with industry-leading auditors to ensure our platform is secure and reliable.
Compliance-First Approach
We collaborate with Securitize and Chainalysis to ensure we meet the highest standards of regulatory compliance.
Collaborating with Industry Leaders
We are proud to work with top-tier partners across the DeFi ecosystem to deliver the best results for our clients.
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Zivoe is a technology services provider. Use of the Zivoe Protocol involves risks, including but not limited to the potential loss of digital assets. Before using the Zivoe Protocol, you should review our documentation to ensure you understand how the Protocol works. As described in our Terms, the Zivoe Protocol is provided on an “as is” and “as available” basis, at your own risk. We explicitly disclaim any representation or warranties of any kind relating to the Protocol, and no developer or entity will be liable for claims or damages of any kind associated with use or inability to use the Protocol.